Commercial Insurance, Reimagined Through Service.

Smart-Sure Philosophy

Smart-Sure, was built on a simple belief: commercial insurance must be structured accurately and serviced consistently. Too often, businesses only discover critical gaps in their cover when an incident occurs.

Policies are frequently layered reactively over time, annual reviews are overlooked, and claims management becomes a significant burden at the moment it matters most.

Smart-Sure introduces rigorous structure and accountability to how commercial insurance is placed and managed.

Our Operational Standards

Precision in Placement. Consistency in Service

Risk Structured Properly

Policies are designed intentionally around your business risks, not layered reactively over time.

Reviews That Actually Happen

Your cover is reviewed regularly, so it evolves as your business grows.

Claims That Are Managed

Claims are handled by specialists who own the process from notification to resolution.

Defined Servicing Standards

Clear timelines, structured communication and consistent follow‑through.

Escalation When It Matters

When something requires attention, it moves quickly and accountably.

Regulation & Compliance

As a professional brokerage, our operations are underpinned by a rigorous adherence to industry standards and regulatory requirements.

Better Cover. Better Service.
Built on Expertise.

Smart-Sure was built on a singular insight: commercial insurance requires precise structuring and consistent servicing. We unite experienced professionals with decades of collective industry knowledge to protect your business interests.

FSCA Regulated
Compliance Framework
Industry Accreditations
Experienced Commercial Specialists

Meet The Team

Candice Giles

At the helm of Smart-Sure is Candice Giles along with her brother Tyrone Hodgson. With years of experience as one of Discovery's top consultants, Candice is dedicated to creating opportunities and achieving excellence. Her operational expertise ensures that the Smart-Sure referral model is built on a seamless and efficient platform, empowering brokers to succeed.

Tyrone Hodgson

Tyrone is a detail-oriented professional with a passion for uncovering value. Through his extensive experience and deep understanding of insurance systems, he's designed a platform that helps brokers maximise their earnings. His approach is rooted in providing valuable solutions, which has been the driving force behind Smart-Sure's innovative model.

Neil Le Roux

With over 15 years of industry experience, Neil has been the number one insurance broker at Discovery for more than five years. His dedication to service excellence was the driving force behind the design of Smart-Sure’s referral model. His expertise ensures that our platform is both rewarding for brokers and delivers exceptional service to every client.

Our Vision

Our vision is to become South Africa's most rewarding and forward-thinking referral network, setting a new standard that others can only hope to follow.

We’ll give you a platform to grow your income effortlessly, with total confidence that your clients are in the most capable hands.